Phone Cards with Fees vs. No Fee Calling Cards

January 28th, 2008

“When is it best to buy a phone card that has additional surcharges and service fees?”

Depending on your calling habits and the destination of your phone calls, a phone card with additional surcharges and service fees may actually give you more time than a flat rate phone card.  Here are some pros and cons of buying a card with additional fees vs. a flat rate card.

Calling Cards with Additional Fees

Pros: You usually receive a lower rate per minute.

Cons: The additional fees will lower your available balance, which will reduce the number of minutes you receive.

Best Use: If you make frequent, long phone calls (30+ minutes in length), you may benefit better from a card with additional fees.

No Fee Calling Cards

Pros: No additional fees so billing is clean and easy to keep track of.

Cons: You may be paying a higher rate per minute.

Best Use: If you make less frequent, shorter phone calls (less than 30 minutes in length), you may benefit better from a flat rate card.

EXAMPLE:

Let’s say you call to Japan 3 times a week and speak for 45 minutes each time.  You are trying to decide between the Minute by Minute flat rate card and the Asia’s Best which has additional fees.

Minute by Minute: At a rate of 4.1¢ per minute, the total cost at the end of the week would be $5.54.

Asia’s Best: At a rate of 2¢ per minute (with a 17% surcharge per call and 99¢ weekly service fee) the total cost at the end of the week would be $4.15.

You would save $1.39 per week or $5.56 per month by using the Asia’s Best card, even though it has additional fees.

However, if you only call to Japan once per week for 20 minutes, the card you should choose will change.

Minute by Minute: At a rate of 4.1¢ per minute, the total cost at the end of the week would be $0.82.

Asia’s Best: At a rate of 2¢ per minute (with a 17% surcharge per call and 99¢ weekly service fee) the total cost at the end of the week would be $1.46.

You would save $0.64 per week or $2.56 per month by using the True North card.

ZapTel Phone Cards with Low Rates and Additional Fees

*  See this week’s coupon for this phone card below.

ZapTel Phone Cards with a Flat Rate per Minute

Phone Coupon for Week of January 28th

Through February 3rd, receive a 5% discount on any purchase or recharge of an Excite Best phone card from ZapTel. Use the following code to receive the discount:

BESTCARD5

Enter the coupon code on the Review Your Order page, and be sure to click the “Add Coupon Code” button on the page to apply the discount. Offer expires at Midnight Central Time on February 3, 2008.

This entry was posted on Monday, January 28th, 2008 at 10:41 am and is filed under Phone Card Tips. You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.

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